DSCR Loans for Rental Properties
Qualify based on your property's rental income, not your personal income. Perfect for real estate investors.
Rated 4.9/5 by 800+ investors
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Qualify based on rental income
Understanding DSCR Loans
Watch our expert explain how DSCR loans work and why they're perfect for real estate investors.
DSCR Loans Explained
Learn how to qualify for a DSCR loan in under 5 minutes
What is a DSCR Loan?
DSCR stands for Debt Service Coverage Ratio. It's a loan program that qualifies you based on your property's rental income rather than your personal income.
How DSCR Calculation Works
Perfect for Investors
Ideal for real estate investors who want to expand their portfolio without being limited by personal income requirements.
Cash Flow Focused
Qualification is based on the property's ability to generate positive cash flow, not your tax returns.
Fast Approval
Streamlined process with faster approvals since we don't need to verify your personal income.
Why Choose DSCR Loans?
DSCR loans offer unique advantages for real estate investors and property owners.
No Personal Income Verification
Qualify based on the property's rental income, not your personal income or tax returns.
Portfolio Expansion
Perfect for investors looking to grow their rental property portfolio without income limitations.
Faster Processing
Streamlined approval process with pre-approval in as little as 24 hours.
Competitive Rates
Access competitive interest rates with flexible loan terms and payment options.
Flexible Qualification
Credit scores as low as 680 accepted with flexible debt-to-income requirements.
Multiple Properties
Finance multiple investment properties simultaneously with our portfolio lending options.
What Our DSCR Clients Say
Hear from real estate investors who have successfully used our DSCR loan program.
"Elevation Financing made it possible for me to purchase my third rental property without the hassle of providing tax returns. The DSCR loan program was perfect for my situation."
DSCR Loan Questions
Get answers to the most common questions about DSCR loans.
Ready to Expand Your Portfolio?
Get pre-approved for a DSCR loan today and start building your rental property empire without personal income verification.