Bank Statement Loans · 3.5% Down!1 Apply now

Bank Statement
Home Loans

Buy or refinance your home. No tax returns required! Perfect for self-employed borrowers with significant tax deductions.

75% LTV cash out
96.5% LTV purchases
3.5% down payment

Get Your Bank Statement Rate

Qualify using bank statements

Quick & Easy
Secure
Your Contact Info

Rates are estimates only, subject to change, and do not constitute a loan commitment. Not all applicants qualify.

Araceli M.Rigo D.Jessica A.
5/5 from our borrowers
Click Below to Watch First!

Martin Mojica, CEO of Elevation Financing

Watch our CEO explain how bank statement loans work and why they're perfect for self-employed borrowers.

Need a Bank Statement Loan?

Learn how to qualify using your bank statements

Super Simple Process

Super Simple 3 Step Process

Our streamlined process makes it easy to get approved for your bank statement loan.

1. Call or Apply Online

Our licensed loan officers are ready to answer any questions you may have. Taking an application over the phone can be as quick as 10 minutes. Our streamlined application process is quick and efficient, allowing us to sync your numbers fast, so we can get you on the path to financing in no time!

Takes only 10 minutes

2. Get Approved

We will review your loan application, appraise your property, and complete the underwriting process to get your approval. Once approved, you'll know how much you're qualified for, allowing you to confidently shop for homes or proceed with your refinance.

Fast approval process

3. Fund

Once all requirements are met and we're clear to close, your loan documents will be prepared. After signing, your loan will be funded. With our easy-to-complete process, this is the fastest and most convenient way to achieve your financial and homeownership goals.

Quick funding

Ready to get funded?

Why Elevation?

Why Choose Elevation Financing?

At Elevation Financing, we specialize in offering solutions tailored for self-employed homebuyers and borrowers.

Fast Funding

Quick approval and funding process to get you the financing you need fast.

12 or 24 Months

Use 12 or 24 months of bank statements to verify income.

Secure Processing

Secure and confidential processing with bank-level security.

Expert Support

Dedicated support from experienced loan specialists.

If you're unable to provide traditional income documentation or you're a business owner with significant tax deductions, we have the expertise to help you find the right financing options!

Speak to Expert
Success Stories

What Our Bank Statement Clients Say

Hear from self-employed borrowers who have successfully used our bank statement loan program.

"Martin helped my husband and I refinanced our mortgage. We went to several locations; however, I'm glad we didn't settle. Martin was able to lower our interest rate. The process was fast and smooth; which, it is highly appreciated. Martin, is knowledgeable and respectful. Thanks Martin!!!!"
Araceli M. photo
Araceli M.
Homeowner

Testimonials reflect individual experiences and are not guarantees of future results. Individual results may vary. Not all clients will have the same experience. All loans are subject to credit and underwriting approval.

Frequently Asked Questions

Bank Statement Loan Questions

Your questions answered: Everything you need to know about bank statement loans.

Ready to Get a Bank Statement Home Loan?

Get started for free today! Call us now - a licensed representative is ready to assist you with your financing needs. Don't wait any longer. Secure your financing now!