Get Your Home Loan
Without Income Verification
Specialized mortgage solutions for self-employed professionals and business owners. No tax returns required.
Rated 5/5 by our clients
Get Your Rate in 60 Seconds
No credit impact
Trusted By Investors Nationwide
Choose Your Loan Program
We offer specialized loan programs designed for different property types and investment strategies.
DSCR Loans
Perfect for rental properties. We qualify you based on the property's rental income, not your personal income.
- No personal income verification
- Up to 80% LTV for purchases
- Credit scores as low as 680
No Income Purchase
Buy your dream home without traditional income documentation. Perfect for self-employed borrowers.
- No tax returns required
- Asset-based qualification
- Fast approval process
Cash-Out Refinance
Access your home's equity without income verification. Perfect for business expansion or investments.
- Up to 75% cash-out LTV
- No income documentation
- Flexible use of funds
How Our No Income Verification Works
Our streamlined process makes it easy to get the financing you need without the traditional income documentation.
1. Apply Online or Call
Complete our simple application in minutes or call to speak with a loan specialist who will guide you through the process.
2. Get Pre-Approved
We'll review your application, verify your assets, and provide a pre-approval letter so you can shop with confidence.
3. Close Your Loan
Once your application is approved, we'll prepare your loan documents for signing and fund your loan quickly.
No obligation. Check your rate without affecting your credit score.
Why Choose Our No Income Verification Loan
Designed specifically for self-employed professionals and business owners who need flexible income documentation.
No Tax Returns Required
Skip the hassle of providing years of tax returns or W-2s. We understand that tax returns don't always reflect your true income.
Higher Loan Amounts
Access to larger loan amounts than traditional banks offer, with loan-to-value ratios up to 80% for purchases and 75% for cash-out refinances.
Fast Approvals
Get pre-approved in as little as 24 hours and close your loan in as few as 10 days, much faster than traditional bank financing.
Flexible Qualification
Credit scores as low as 680 accepted. We're more lenient with past credit issues like short sales or foreclosures.
Flexible Loan Terms
Choose from various loan terms including 5/7-Year ARMs or 30-Year Fixed Rate options. Interest-only payment plans also available.
Secure & Confidential
Your information is protected with bank-level security. We maintain strict confidentiality throughout the entire process.
What Our Clients Say
Don't just take our word for it. Hear from real clients who have successfully secured their no income verification loans.
"Martin helped my husband and I refinanced our mortgage. We went to several locations; however, I'm glad we didn't settle. Martin was able to lower our interest rate. The process was fast and smooth; which, it is highly appreciated. Martin, is knowledgeable and respectful. Thanks Martin!!!!"
Testimonials reflect individual experiences and are not guarantees of future results. Individual results may vary. Not all clients will have the same experience. All loans are subject to credit and underwriting approval.
Explore Our Loan Programs
We offer a variety of no income verification loan options to meet your specific needs.
No Income Purchase Loans
Perfect for self-employed borrowers looking to purchase a primary residence, second home, or investment property without providing tax returns or traditional income documentation.
Key Features:
- Up to 80% loan-to-value ratio
- Loan amounts up to $5 million
- Minimum credit score of 680
- Fixed and adjustable rate options
Eligible Properties:
- Single-family residences
- Condominiums
- 2-4 unit properties
- Planned Unit Developments (PUDs)
Loan Calculator
This calculator is for illustrative purposes only and does not constitute a loan offer or commitment. Actual rates, payments, and terms may vary based on creditworthiness, property type, and other factors. Contact us for a personalized quote.
Get Personalized Advice From Our Loan Specialists
Our team of experienced loan specialists understands the unique challenges faced by self-employed borrowers. We'll work with you to find the perfect loan solution tailored to your specific situation.
Talk to a Specialist
Our licensed loan officers are ready to help you find the right loan program for your situation.
Frequently Asked Questions
Get answers to the most common questions about our no income verification loans.
Still have questions? Our loan specialists are here to help.
+1-888-466-5422Ready to Get Your No Income Home Loan?
Don't let traditional income requirements stand in your way. Our team is ready to help you secure the financing you need with our specialized no income verification loans.
Elevation Financing, a division of Roxford Holdings Inc.
Licensed by the California Bureau of Real Estate License #02084556 and the NMLS License # 1843021
Start Your Application
Complete the form below to begin your no income verification loan application. A loan specialist will contact you within 24 hours.
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